What We Offer

Our support goes far beyond an investment. In addition to the deep financial resources of our industry-leading Fortune 150 brand, we bring industry expertise and marketplace knowledge that lays the groundwork for game-changing commercial partnerships and collaboration.

Expertise &

We have extensive knowledge of the insurance industry and its regulatory environment, relationships with key industry members and connections to market intermediaries.

Access to Vast

Our support includes a far-reaching network of advisors and collaborators, potential access to technology and business platforms, as well as strong financial backing and commitment.


We offer potential access to distribution channels servicing a loyal, growing Aflac customer base of small businesses and individuals throughout the U.S. and Japan.

Who We Are

As the corporate venture arm of Aflac, we invest in promising young companies that develop disruptive innovations in insurance, healthcare, finance, analytics and other related fields. In addition to capital, we bring industry knowledge and expertise, and can facilitate opportunities for commercial partnerships and collaboration. More than just investors, we think of ourselves as true partners – helping early- to growth-stage startups achieve scale and realize their full potential.

Aflac is a Fortune 150 company providing financial protection to more than 50 million people worldwide. We do business in two of the largest insurance markets in the world: the U.S. and Japan. For over six decades, Aflac has had one mission – to be there for our customers in their time of need. Through forward-thinking innovations such as One Day Pay and SmartClaim®, we pay policyholders promptly, allowing them to focus on recovery instead of financial stress. Our strategy for growth has remained straightforward and consistent over the years – we develop industry-leading voluntary insurance products and sell them through multiple distribution channels.

Our Approach

We target early- to growth-stage startups with a strong value proposition and capable management team. We look to invest in and partner with innovators whose disruptive solutions align with Aflac’s strategic interests. Our initial investment will typically range from $1 million to $3 million, with additional capacity for follow-ons, and we’re open to working with other investors.


We’re constantly on the lookout for new possibilities that can elevate, simplify, disrupt and transform traditional insurance models, creating new alignments and opportunities throughout the insurance value chain and benefits ecosystem.


The definition of wellness evolves and expands as consumers look to make more informed choices about health and money. We seek out innovations that stand at the intersection of healthcare, insurance, finance, IoT, big data and analytics.


We look for transformative ways to leverage emerging digital technologies that better target new customers, offer differentiated, value-add services and enhance customer experience across touchpoints.


Our Team

Nadeem G. Khan

President of
Aflac Corporate Ventures

Bharat Rajaram

Managing Director of
Aflac Ventures

What Is Your Vision?

We invest in compelling startups whose ideas and technologies align with Aflac’s strategic interests and focus areas. Are you an early- to growth-stage business with a disruptive innovation within our ecosystem? If so, we want to hear from you.